EAST ST. LOUIS — A Glen Carbon woman is suing two major credit bureaus, alleging misrepresentation in debt collection.
Mary J. Ahlers filed a complaint on July 5 in U.S. District Court for the Southern District of Illinois against Equifax Information Services and TransUnion alleging that the defendants violated the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges that in March 2017 she obtained a copy of her consumer credit report as published by the defendants. Ahlers claims the report contained erroneous information relevant to her former obligations to various banks even after she had filed for bankruptcy and obtained an order of discharge.
As a result, Ahlers claims she suffered out-of-pocket expenses in addressing the aforementioned errors and emotional distress.
The plaintiff alleges the defendants failed to follow reasonable procedures to ensure the accuracy of the reports, failed to conduct a reasonable investigation of plaintiff's dispute and failed to appropriately delete or modify inaccurate information in plaintiff's file.
The plaintiff requests a trial by jury and seeks judgment for actual and statutory damages, attorney's fees, costs, an order to modify, delete or block inaccurate information, and such other and further relief as may be just and proper.
She is represented by Travis W. Cohron of Barker Hancock & Cohron in Noblesville, Ind.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00704-DRH-RJD