Madison - St. Clair Record

Tuesday, December 10, 2019

Retired police officers sue State Farm over storm damage to home


By Jana Hill | Mar 6, 2019


EDWARDSVILLE – Two retired police officers are suing State Farm in a dispute over their homeowner’s claim after a storm-related incident damaged the roof of their Missouri home.

Stephanie Wilson and Kevin Hammond, a married couple, filed their suit on Feb. 8 in Madison County Circuit Court against State Farm Fire and Casualty Co.

According to the complaint, the plaintiffs allege that a storm on July 22, 2017, caused a tree to fall on their house that "ripped a large and jagged hole" in the roof.

The plaintiffs allege at the time of the storm, they had a valid insurance agreement with State Farm and submitted a claim. They allege State Farm refused to pay the full amount allowed in breach of the policy without reasonable cause or excuse.

The plaintiffs cited intentional infliction of emotional distress, breach of contract and other counts in their claim.

The plaintiffs seek damages of more than $50,000. Wilson and Hammond are represented by Gregory G. Fenlon of St. Louis Lawyers Group in St. Louis, Missouri.  

Madison County Circuit Court case number 19-L-185

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