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MADISON - ST. CLAIR RECORD

Tuesday, March 19, 2024

Insured driver alleges State Farm breached contract

Lawsuits
Insurance 03

EDWARDSVILLE — A driver is suing State Farm for allegedly failing to offer a fair and reasonable payment under his underinsured motorist coverage. 

David Grindstaff filed a complaint on Feb. 7 in the Madison County Circuit Court against State Farm Mutual Automobile Insurance Company, alleging breach of contract. 

According to the complaint, the plaintiff alleges that on Feb. 26, 2017, he was involved in a collision near the intersection of IL-203 and Maryville Road due to the carelessness of Jonathan Beasley, an underinsured driver. The plaintiff alleges Sate Farm failed to pay underinsured motorist benefits. 

Grindstaff claims he suffered permanent injuries to his neck, head and back and incurred substantial medical expenses and damages in excess of the underinsured driver's policy limits. 

The plaintiff requests a trial by jury and seeks judgment against the defendant in an amount exceeding $50,000, plus interest, costs and all other relief deemed proper and just. He is represented by Steven A. Trefts of Law Office Steven A Trefts in St. Louis.

Madison County Circuit Court case number 19-L-173

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