Suit alleges couple failed to make payments on Moro property

By Lhalie Castillo | Jan 3, 2019

BENTON — The U.S. government is suing a Madison County couple, alleging they owe nearly $200,000 on a mortgage agreement for a Moro property. 

The United States of America filed a complaint Nov. 20 in U.S. District Court for the Southern District of Illinois against Michael A. Henry and Nichole L. Henry, the Illinois Department of Revenue, et al, alleging failure to perform their contractual obligations.

According to the complaint, the U.S., acting through the Rural Housing Service, provided a loan to the defendants on Jan. 19, 2007 in the principal amount of $145,000 secured for the premises at 3 East Moro Drive in Moro. 

As of Sept. 4, the total amount of $199,267.41, remains due and owing, the suit states. The plaintiff alleges the defendants have failed to pay the monthly installments of principal, interest, taxes, and/or insurance when due.

The U.S. seeks trial by jury, judgment for foreclosure and sale, granting possession, if sought, and placing the mortgagee in possession or appointing a receiver, if sought, plus attorney fees, court costs and expenses and all other equitable relief. It is represented by attorney Adam E. Hanna of the U.S. Attorney's Office in Fairview Heights.

U.S. District Court for the Southern District of Illinois Case number 3:18-cv-02099-SMY-SCW

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Laclede Community Credit Union U.S. District Court for the Southern District of Illinois United States Attorney's Office for the Southern District of Illinois

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