Property owners sue insurer over policy dispute

By Lhalie Castillo | Oct 22, 2018

EDWARDSVILLE — Two property owners claim their insurer failed to include an outbuilding and its contents in their policy, resulting in monetary loss following a fire. 

Property owners are suing Travis French and Country Mutual Insurance Company d/b/a Country Financial, insurance providers, citing alleged breach of duty.

Tim Pattrson and Dawn Pattrson filed a complaint on Oct. 9 in the Madison County Circuit Court against Travis French and Country Mutual Insurance Company, doing business as Country Financial, alleging breach of contract. 

According to the complaint, the plaintiffs allege that on Feb. 5, 2017, a fired occurred at an outbuilding on their property, destroying it and all its contents. They allege the defendant failed to consider the outbuilding and its contents and failed to include them in the insurance policy.

As a result, the plaintiffs claim they suffered great and extensive monetary loss. 

The plaintiffs request a trial by jury and seek damages of more than $50,000, plus costs. They are represented by Eric Kirkpatrick of Kirkpatrick Law Offices PC in Belleville.

Madison County Circuit Court case number 18-L-1336

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Kirkpatrick Law Offices Madison County Circuit Court

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