BELLEVILLE — A driver is suing an insurance company for allegedly refusing to cover an underinsured motorist claim.
Kevin W. Schaefer filed a complaint May 1 in the St. Clair County Circuit Court against USAA Insurance Co., alleging the liability insurer breached the implied covenant of good faith and fair dealing.
According to the complaint, the plaintiff alleges that on May 12, 2016, he was involved in a motor vehicle collision when Randy Hug attempted to make a U-turn.
Schaefer claims he suffered injuries to his left shoulder, head and neck and incurred medical expenses of more than $65,800.
Hug has an insurance policy limit of $50,000, which has been exhausted, according to the complaint. Schaefer is now seeking to recover his underinsured motorist benefits with USAA Insurance.
The plaintiff alleges USAA Insurance refused to pay his loss under underinsured motorist coverage without reasonable cause.
The plaintiff seeks a judgment against the defendant of more than $50,000, with interest and penalties, costs, attorney fees and all other relief deemed appropriate.
He is represented by Andrew G. Toennies of Lashly & Baer PC in St. Louis.
St. Clair County Circuit Court case number 18-L-299