Madison - St. Clair Record

Friday, August 23, 2019

Consumer claims Credit Protection Association provided misleading information about report

By Carrie Bradon | Feb 28, 2017


BENTON – A consumer alleges he was provided incorrect information regarding his credit report.

Kenneth Ball filed a suit Feb. 11 against Credit Protection Association LP in the U.S. District Court for the Southern District of Illinois, alleging violation of the Fair Debt Collection Practices Act. 

According to the complaint, the plaintiff is a resident of Centreville. Ball claims he realized on April 13, 2016, that the defendant was listed on his credit report. The plaintiff alleges he spoke to the defendant's representative, Rotaviyah Jones, who informed him that it would reflect better on his credit report for him to pay off the account and close it as opposed to leaving it open.

The suit explains that the defendant's information was misleading and incorrect. The plaintiff is seeking declaratory judgment that the defendant violated the FDCPA.

The plaintiff seeks actual damages, statutory damages, costs, attorney's fees, a jury trials and all damages for losses suffered.

He is represented by Thomas R. Applewhite of Donner Applewhite in St. Louis.

U.S. District Court for the Southern District of Illinois case number 3:17-cv-00149

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U.S. District Court for the Southern District of Illinois