EAST ST. LOUIS — A consumer claims he suffered damages when a credit bureau and furnishers allegedly failed to indicate that a debt was discharged in bankruptcy.
Carmen Lee Hursey filed a complaint on Jan. 31 in the U.S. District Court for the Southern District of Illinois against TransUnion Consumer Solutions LLC, Experian Information Solutions Inc., Bank of America and American Honda Finance, alleging they violated Fair Credit Reporting Act.
According to the complaint, Hursey alleges the defendants failed to indicate that his debt was discharged in bankruptcy and that it was scheduled to continue on record until December 2019.
As a result, the plaintiff claims he suffered damages including but not limited to out of pocket expenses, emotional distress and the payment of increased costs of credit and insurance.
The plaintiff requests a trial by jury and seeks actual, statutory and punitive damages, attorney’s fees and costs, an order be issued for the defendants to modify, delete or block the inaccurate information being reported and such other relief as may be just and proper.
She is represented by Travis W. Cohron of Barker, Hancock & Cohron in Noblesville, Ind.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00096