EDWARDSVILLE – A Madison County woman has filed a class-action lawsuit against a firm that allegedly collects wage garnishments after
the underlying actions have expired.
Vickie Lampkins filed the lawsuit May 5 in Madison County Circuit Court against Blitt & Gaines P.C. and
Credit Acceptance Corp., alleging violations of the Fair Debt Collection
Practices Act, abuse of process and unjust enrichment.
According to the complaint, after an Oct. 31, 2005 ruling in
Madison County Circuit Court against Lampkins for $5,541, Credit
Acceptance Corp. requested garnishment of her wages to settle the judgment. Once
the ruling became dormant and unenforceable on Oct. 31, 2012, the suit says wage
garnishment was legally supposed to end. However, the defendants continued
presenting garnishment requests to the plaintiff’s employer, allegedly in
violation of the law.
Lampkins seeks punitive damages for herself and other class
members in excess of $50,000. She is represented by attorney John Sholar of Sholar
Law in Alton.
Madison County Circuit Court Case number 2016-L-640