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Saturday, March 28, 2020

Homeowners claim breach of contract after State Farm denies claim

By Molly English-Bowers | Apr 11, 2016

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BELLEVILLE – Homeowners are suing over alleged breach of contract by their insurer for allegedly denying a claim after a vehicle was driven into their residence.

Harold Branson and Ann Marie Branson filed the suit March 30 in St. Clair County Circuit Court against State Farm Insurance Companies.

According to the complaint, on March 29, 2015, a motorist allegedly drove a vehicle into the plaintiffs' residence at 117 S. Chamberlain St. in Lebanon. At the time of the crash, the plaintiff had an insurance policy from State Farm that provided coverage for the residence.

The Bransons allege the extensive damages exceeding the policy's limits but State Farm failed to pay for the losses.

The plaintiffs allege breach of contract against State Farm, as well as unreasonable and vexatious dispute in regards to the scope of loss, delay and refusal to provide coverage.

In addition to a trial by jury, the plaintiffs seek a judgment in an amount to be established at trial, including compensatory damages, consequential damages, loss of property, penalties and sanctions, attorney fees and other relief the court deems proper. They are represented by E. Lynette Stone of the Law Offices of E. Lynette Stone in Dallas.

St. Clair County Circuit Court case number 16-L-183

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St. Clair County Circuit Court