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Roxana woman claims Asset Recovery Systems violated Fair Debt Collections Practices Act

By Molly English-Bowers | Jan 31, 2016


BENTON – A Roxana woman is suing over what she says are violations of the Fair Debt Collections Practices Act.


Michelle Quinn filed the suit Jan. 26 in U.S. District Court of the Southern District of Illinois against Asset Recovery Systems LLC of Des Plaines.

According to the complaint, on March 30 the defendant, a collection agency, sent the plaintiff a collection letter for the original amount of $454. The account was purportedly charged off in November 2014. The defendant, however, kept attempting to collect $465.71, the suit says.

Quinn has not incurred any additional charges since the account was placed in collections, and the defendant did not advise her that interest charges would be accruing on the debt, the suit says.

The violations of the FDCPA include attempting to collect fees and charges the defendant is not authorized to collect; using false, deceptive or misleading means in connection with the debt collection; and providing a communication that gives false impression about the character, amount or legal status of the debt, the suit states.

Quinn requests a declaratory judgment that the defendant's conduct violated the act, actual damages, release of the alleged debt, statutory damages, costs and attorney's fees. She is represented by James W. Eason of the Eason Law Firm LLC in St. Louis.

U.S. District Court of the Southern District of Illinois case number 16-cv-89

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Organizations in this Story

Asset Recovery Systems LLCEason Law Firm LLC