Madison - St. Clair Record

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Man alleges Allstate won't pay underinsured motorist coverage after accident

By Molly English-Bowers | Dec 20, 2015

A Madison County man is suing his insurance company, alleging it did not pay damages as dictated by his motor vehicle policy.

John H. Barnes filed the suit on Dec. 2 in Madison County Circuit Court against Allstate Insurance Company.

The plaintiff claims he was injured in a motor vehicle collision on May 26, 2014. According to the suit, he provided Allstate with prompt notice and expected the defendant to pay for his losses pursuant to the underinsured motorist coverage he had paid for. The defendant, however, allegedly has refused to pay those damages. 

Barnes' suit alleges breach of contract and refusal to pay. In addition, a statute exists in Illinois that provides for the recovery of attorney fees as well as a penalty when an insurer's delay in settling a claim is unreasonable. 

The plaintiff seeks at least $50,000, attorney fees, court costs and other damages. He is represented by Rodney D. Caffey of the Caffey Law Firm in Godfrey.

Madison County Circuit Court case number 15-L-1557

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