Woman sues insurer over unpaid, uninsured motorist claim

A woman who was struck by an uninsured motorist has filed suit against her insurance company after she says it won't reimburse her for expenses she incurred related to the accident.

Alicia R. Rogers says she was driving on March 27 and was struck by an uninsured motorist who failed to stop at a stop sign.

Because of the collision, Rogers sustained permanent and progressive injuries to her head, neck, back and shoulder, according to the complaint filed May 29 in St. Clair County Circuit Court. She also incurred lost wages and medical expenses, the suit states.

In addition, Rogers's automobile was damaged and depreciated and she incurred towing, rental and inconvenience.

The complaint says Rogers was insured by Affirmative Insurance Service of Illinois for many years before the accident.

But after she was involved in the collision, Rogers says Affirmative canceled her policy on May 17 and refused to pay her any benefits.

"Defendant's decision to rescind the contract was made in Bad Faith and without a legal basis," the suit states.

The collision, which was not Rogers's fault, was caused because the uninsured motorist failed to keep a proper lookout and failed to stop at a stop sign, the suit states.

In the three-count suit, Rogers is seeking an unspecified judgment, plus attorney's fees, costs and other relief the court deems just.

Brian Stokes of The Stokes Law Office in St. Louis will be representing her.

St. Clair County Circuit Court case number: 09-L-285.