Progressive suing policy holder

Progressive Casualty Insurance filed suit in federal court Oct. 13 accusing George Luna of Collinsville of concealing information when he applied for insurance coverage.

According to the complaint, Luna applied for insurance on July 9, 2004, and obtained coverage for his manufactured home and contents at 104 Coal Street in West Frankfort.

Progressive claims that in March Luna submitted a claim for fire damage to his manufactured home in the amount of $65,000 and a claim for $10,000 for personal property. An investigation determined that the fire was incendiary in nature which Luna has not disputed, according to Progressive.

“Luna fraudulently induced Progressive into issuing the policy by concealing the material facts that he had suffered a fire loss that occurred on Sept. 14, 2003, and concealed the fact that his auto insurance company had cancelled its previous policy with him,” the complaint states.

Progressive claims that had it been provided with that information they would not have issued the policy. It asks the court to enter a judgment declaring the insurance policy void from its inception.

Progressive is represented by James DeFranco of O’Fallon.