<b>9 a.m.</b><br /><br />WRATCHFORD PAUL M IND AND ON B V. CBSK FINANCIAL GROUP INC DBA<br />02-L-001555, BYRON 327<br /><br />WRATCHFORD PAUL M IND AND ON B V. ACCREDITED HOME LENDERS INC<br />02-L-001556, BYRON 327<br />