Injured motorist alleges unpaid claim

A Madison County woman injured in a crash has sued her insurance carrier, alleging refusal to pay her claim.

Aondrell Morgan filed a lawsuit April 10 in Madison County Circuit Court against Stonegate Insurance Co.

According to the complaint, on April 11, 2013, Morgan was injured in a car crash and she informed Stonegate immediately about the loss and demanded payment of her claim under the terms of her insurance contract. Despite her premiums being fully paid, the suit states, Stonegate has refused to pay off the uninsured motorist's claim.

The plaintiff cites breach of contract and vexatious refusal.

Morgan seeks in excess of $100,000, plus costs. She is represented by attorney Rodney D. Caffey of The Caffey Law Firm in Godfrey.

Madison County Circuit Court case number: 15-L-453.