EAST ST. LOUIS - A collection agency is accused of violating the Fair Debt Collection Practices Act.
Dale Keck filed a federal lawsuit in the U.S. District Court for the Southern District of Illinois against Enhanced Recovery Company, LLC.
According to the lawsuit, Keck defaulted on an incurred debt, which was then purchased by the defendant. Keck claims the defendant attempts to collect on the debt that it acquired after it was in default and uses instruments of interstate commerce for the principal purpose of business to collect its debt.
On March 15, 2021, Keck’s attorney sent a letter to the defendant notifying the defendant of Keck’s representation. The defendant is alleged to have contacted Keck again personally, and therefore violating the Fair Debt Collection Practices Act, 15 USC 1692 et seq. (FDCPA).
Keck seeks actual damages, $1,000 for statutory damages, cost of suit and attorney’s fees. Keck is represented by Richard J. Meier.
U.S. District Court for the Southern District of Illinois case number 3:22-cv-00308-MAB