EDWARDSVILLE – The owners of a Glen Carbon property allege their insurer has wrongfully denied coverage for alleged damages caused by weather.

Colin Muscroft and Jane Muscroft filed a complaint on Aug. 3 in the Madison County Circuit Court against Allstate Vehicle and Property Insurance Co. alleging breach of contract.

According to the complaint, the plaintiffs allege that on April 30, 2017, their home suffered considerable hail damages, including damage to the roof. In compliance with terms of their insurance policy that was active during the damage, the plaintiffs allegedly reported the damage and requested coverage from the defendant to replace the roof. They claim Allstate refused to provide coverage.

The plaintiffs also allege the defendant refused to provide coverage when a water pipe burst in their home in September 2015.

The plaintiffs seek judgment for an amount of more than $50,000 in compensatory, punitive, exemplary and statutory damages, and for such other and further relief as deemed just. 

They are represented by Brian M. Wendler and Angie M. Zinzilieta of Wendler Law PC in Edwardsville.

Madison County Circuit Court case number 17-L-1110

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