EAST ST. LOUIS — A consumer is suing a debt collector for allegedly attempting to collect on a debt that had been discharged in bankruptcy.
Calvin James filed a complaint in the U.S. District Court for the Southern District of Illinois against AFNI Inc., alleging the debt collector violated the Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges the defendant continues to make calls attempting to collect a debt despite James' revocation of consent and notification of his bankruptcy discharge.
As a result of the defendant's conduct, James claims he experienced out-of-pocket expenses and emotional distress, fearing his bankruptcy had not absolved him of his pre-bankruptcy debt obligations.
The plaintiff requests a trial by jury and seeks judgment against for actual damages statutory damages, plus attorney’s fees and costs.
He is represented by Travis W. Cohron of Barker, Hancock & Cohron in Noblesville, Ind.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00112