Mudge continues trial in woman's case against insurance company

By Christina Stueve | Mar 12, 2012


A trial that was supposed to start Monday in a woman's case against her former insurance company has been continued.

"Due to the defendant's motion for summary judgment being currently under advisement, the jury trial of March 12, 2012 is continued," Madison County Circuit Judge William Mudge wrote in his order Wednesday. A case management conference was scheduled March 28.

Jody Jakel filed suit against her former insurance company, alleging it did not pay her in full for more than $500,000 worth of damages caused to her property after a fire.

Jakel claims she secured an insurance policy with Illinois Casualty Co. on Sept. 24, 2008, after making a premium payment of $1,097. The policy was to cover Jakel's property located on Ninth Street in Highland if a fire were to break out.

According to the complaint filed Dec. 2 in Madison County Circuit Court, a fire destroyed Jakel's building on Dec. 5, 2008.

Even though the fire should have been covered under Jakel's policy, Illinois Casualty has only partially reimbursed her for her claim, the suit states.

Jakel is seeking a judgment of more than $300,000.

Defendant Illinois Casualty said in its January 2010 answer to the complaint that it has paid the plaintiff the full value of the property in question. The company also claims it has no obligation to pay replacement cost benefits to the plaintiff, because the plaintiff has not repaired or replaced the damaged property with other property used for the same purpose as the original property.

John P. Geismann of Highland represents her.

John P. Cunningham of Belleville represents the defendant.

Madison County Circuit Court case number: 09-L-1300.

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