A woman has filed suit against her insurance company, alleging it refuses to pay for the more than $150,000 worth of medical bills she incurred following a collision.

Danielle Sayevich claims she was driving in Missouri on July 21, 2010, when she was involved in a severe collision. Because of the accident, Sayevich incurred medical bills of more than $190,000, according to the complaint filed Dec. 28 in Madison County Circuit Court.

At the time of the collision, Sayevich had an insurance policy through defendant Allstate Insurance Company. On Jan. 18, she notified it of the damages she had incurred during the collision and requested that it reimburse her for expenses, the suit states.

It was not until nine months later, on Sept. 28, that Allstate responded to Sayevich's claim. In its response, Allstate refused to pay the medical benefits directly to Sayevich, the complaint says.

Sayevich alleges Allstate breached its contract with her, violated Illinois law by refusing to pay for her damages, breached its duty of good faith and fair dealing and engaged in deceptive business practices.

In her complaint, Sayevich is seeking a judgment of more than $460,000, plus unspecified punitive damages, attorneys' fees, costs and other relief the court deems just.

She will be represented by E. Ryan Bradley of The Bradley Law Firm in Clayton, Mo.

Madison County Circuit Court case number: 11-L-1440.

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