Madison County woman sues Country Mutual, uninsured driver over Alton crash

A Madison County woman is suing her insurance company for allegedly failing to pay on a claim after she says she was hit by an uninsured driver.

Lynnsey Duckett filed the lawsuit Sept. 11 in Madison County Circuit Court against Country Mutual Insurance Company and Davonda Ellison.

Duckett says she was in the passenger seat of a Dodge Ram truck parked along Union Street in Alton in October 2013. According to the complaint, Ellison was driving along Union Street and crashed into the truck Duckett was sitting in.

Duckett's insurance policy with Country Mutual contained a provision for uninsured motorist coverage, the lawsuit states. However, Duckett contends the company has yet to compensate her for the claim she filed.

Duckett accuses Ellison of negligence and Country Mutual of breach of contract. She asks for more than $100,000 in damages for medical expenses and loss of income plus court costs.

Attorney Keith Short of Edwardsville represents Duckett.

Madison County Circuit Court case number: 14-L-1248.