EAST ST. LOUIS — A woman is suing a debt collector for allegedly sending payment demand letters to her home following bankruptcy.
Ruth Ann Hawthorne filed a complaint on Feb. 2 in the U.S. District Court for the Southern District of Illinois against Carrington Mortgage Services LLC, alleging the debt collector violated the Illinois
Consumer Fraud and Deceptive Business Practices Act.
According to the complaint, the plaintiff alleges Carrington Mortgage Services sent payment demands directly to Hawthorne's home address in Fairview Heights despite knowledge of her bankruptcy discharge.
As a result, Hawthorne claims she suffered emotional distress, lost time consulting with a lawyer and incurred attorney's fees.
The plaintiff requests a trial by jury and seeks an order for the deletion of her adverse credit report, award for punitive damages, attorney's fees, costs and any other relief the court deems just and appropriate.
She is represented by Ronald A. Buch of Law Offices of William A. Mueller LLC in Belleville.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00104