HSBC Mortgage sues St. Clair County man

A St. Clair County man is accused of defaulting on more than $52,000 in mortgage debt. HSBC Mortgage Services Inc. filed a lawsuit against Patrick Simmons Nov. 2 in St. Clair County Circuit Court. According to the complaint, Simmons entered into a loan agreement with HSBC in November 2005. The mortgage company claims Simmons last made a last payment in January and, as of October, still owes nearly $53,000. HSBC asks for a judgement of what it is owed plus interest and court costs. Attorney Michael Polk of Naperville represents HSBC. St. Clair County Circuit Court Case No. 12-L-595

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