EAST ST. LOUIS — An Illinois consumer is suing Equifax Information Services LLC, Experian Information Solutions Inc. and TransUnion LLC, claiming the credit reporting agencies failed to observe her bankruptcy and reported on discharged debt.

Sheila K. Munie filed a complaint on March 21 in the U.S. District Court for the Southern District of Illinois against the defendants alleging that they violated the Fair Credit Reporting Act.

According to the complaint, the plaintiff alleges that in May 2016, she obtained a copy of her credit reports, containing erroneous information as provided by Bank of America stating her alleged debt was past due despite the fact that she was granted a discharge of her debt when she applied for a bankruptcy petition on June 30, 2015. 

The plaintiff holds the credit bureaus responsible because they allegedly falsely reported on plaintiff's credit, failed to follow reasonable procedures and failed to conduct reasonable reinvestigation with respect to the inaccurate credit information.

The plaintiff requests a trial by jury and seeks judgment for actual, statutory and punitive damages, attorney's fees, costs and such other relief as may be just. She is represented by Travis W. Cohron of Barker Hancock and Cohron LLP in Noblesville, Ind.

U.S. District Court for the Southern District of Illinois case number 3:17-cv-00281

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