EAST ST. LOUIS — A Belleville woman is suing Equifax Information Services LLC and TransUnion LLC, consumer reporting agencies, citing alleged unfair credit reporting.
Crystal Dawn Chrum filed a complaint on March 22 in the U.S. District Court for the Southern District of Illinois alleging that the defendants willfully and/or negligently violated the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges that, in November 2016, she obtained a copy of her credit report published by the defendants. The report contained erroneous information, she claims. As a result, she has suffered out-of-pocket expenses, emotional distress and the payment of increased costs of credit and insurance. The plaintiff holds Equifax and TransUnion responsible because they allegedly failed to conduct a reinvestigation in response to her dispute letter and failed to indicate that her former debt obligation was discharged in Chapter 7 bankruptcy on Aug. 3, 2015.
The plaintiff requests a trial by jury and seeks an order be issued for the defendants to modify, delete or block the inaccurate information, as well as award for actual, statutory and punitive damages, attorney’s fees and costs and such other relief the court deems proper. She is represented by Travis W. Cohron of Barker Hancock & Cohron in Noblesville, Ind.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00305