EAST ST. LOUIS — A woman is suing a debt collector for allegedly attempting to collect on a debt that had been discharged in bankruptcy.
Ruth Ann Hawthorne filed a complaint on Feb. 2 in the U.S. District Court for the Southern District of Illinois against Carrington Mortgage Services LLC, alleging the debt collector violated the Fair Debt Collection Practices Act and a bankruptcy discharge injunction.
According to the complaint, Hawthorne alleges the defendant attempted to collect from her by sending payment demands directly to her and threatened to report her to the credit bureaus for nonpayment, despite having actual knowledge of her bankruptcy discharge.
As a result of the defendant's alleged unlawful attempts to collect a discharged debt, she claims she has suffered emotional distress and inconvenience.
The plaintiff requests a trial by jury and seeks punitive damages, an order for the deletion of adverse credit reporting, costs, attorney fees and all other relief as the court deems just and appropriate.
She is represented by Ronald A. Buch of Law Offices of William A. Mueller LLC in Belleville.
U.S. District Court for the Southern District of Illinois case number 3:17-cv-00104
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