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Missouri lender seeks payment from owner of St. Clair County BP gas station

By Molly English-Bowers | Mar 15, 2016

BELLEVILLE – A Missouri lender is suing a St. Clair County business, alleging breach of contract regarding the unpaid balance on two promissory notes.

Harvinder Pujji of St. Louis County filed the lawsuit Feb. 18 in St. Clair County Circuit Court against Radhevijay LLC and Radhika Vijay Patel of Swansea, alleging breach of contract.

According to the complaint, Radhevijay LLC does business as a BP gas station and convenience store in St. Clair County and Patel manages the store. The suit says the defendants granted Pujii a security interest in all the inventory and fixtures belonging to the business, their lease, their fuel deposit, their equipment, trade fixtures and improvements.


On May 31, 2013, the lawsuit states, the defendants executed a promissory note with the plaintiff for $50,000. The note accrues interest at 6 percent per year and became due and payable on May 31, 2014.


In addition, the suit states, the parties executed a second promissory note, dated May 31, 2013, in the original amount of $125,000, bearing interest at 6 percent per year. This note provides for acceleration of the balance due if defendants fail to make all required monthly payments, according to the complaint, the suit says.


The defendants have not made any payments on either of the notes, the complaint says, and the plaintiff has declared the balance on the second note accelerated due to default. The balance of this note is due and payable in full.

Pujii seeks the principal amounts of $50,000 and $125,000, plus interest on the principal balance to the date of judgment. He also seeks attorney fees and court costs, collection costs, interest on the balance from the date of judgment until the balances are fully paid, and other relief the court deems proper.

He is represented by attorney Craig A. Smith of Craig Smith Law LC in St. Louis.

St. Clair County Circuit Court case number 16-L-106

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