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Tuesday, August 20, 2019

Caseyville man claims insurance companies burned him on coverage after house fire

By Kari Valence | Oct 14, 2015

A Caseyville man is suing his insurance company over failure to cover losses in a fire.

Ron Dahl filed the lawsuit on Sept. 8 in St. Clair County Circuit Court against State Farm Fire and Causality Company, Allison Bach, Allison Bach Insurance Agency, Adam Wolfe and Adam Wolfe Insurance Agency. He claims they allegedly failed to provide him with compensation of coverage after a fire damaged his property.

According to the complaint, Dahl claims his property, located at 901 Wells Ave., Lot B, was covered by the insurance companies. He alleges that on Dec. 8, 2014, the property caught fire, resulting in extensive damage to the home and Dahl's personal property.

The plaintiff alleges State Farm denied the claim for insurance coverage, stating the policy had been terminated at the request of Dahl. However, Dahl says he did not terminate the coverage. He claims his insurance agent Allison Bash, through Allison Bash Insurance Agency, set up a renters agreement policy with State Farm, not a home owners agreement. Instead, Dahl alleges he purchased another piece of property aside from the Wells Ave. location, and set up insurance through Adam Wolfe and Adam Wolfe Insurance Agency, who then wrongfully canceled the renters insurance policy.

Dahl alleges his property would have been properly covered at the time of the fire were it not for the defendants' negligence.

Dahl is suing for compensation of $50,000 from each of the three insurance companies, plus cost of the legal action, reinstatement of home owners insurance by State Farm Fire and Causality Company, as well as any other relief the court sees fit.

Dahl is represented by Michael J. Brunton and Mary M. Stewart of the Bruton Law Offices in Collinsville.

St. Clair County Circuit Court case number 15-L-505

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