A Mississippi man is accused of being under-insured after allegedly causing a car crash in Fairview Heights.

State Farm Mutual Automobile Insurance Company, as subrogee of Herbert Kassly, filed a lawsuit in St. Clair County Circuit Court Aug. 15 against Michael Craft.

According to the complaint, State Farm issued an auto insurance policy to Kassly that included medical and uninsured driver benefits. In August 2010 State Farm says Kassly was driving east on Market Place and, with the green light, crossed the intersection of Highway 159. At that time Craft was driving a 2003 Dodge Ram pick-up north on Highway 159. Craft allegedly ignored a right light, entered the intersection and crashed into Kassly's car.

State Farm says it paid more than $30,000 to Kassly for medical expenses, more than $16,000 for the loss of Kassly's car and $14,500 in uninsured motorist benefits. It asks to be awarded more than $61,000 plus court fees to recover the costs of the benefits paid to Kassly.

Attorney Dennis A. Brebner of Waukegan represents State Farm.

St. Clair County Circuit Court Case No. 12-L-425

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