A St. Clair County man has filed a class action claim against a debt collection agency for allegedly assigning debts improperly.

Anthony P. Cooper, on behalf of several other defendants, filed the lawsuit Sept. 2 in St. Clair County Circuit Court against Asset Acceptance LLC.

According to the complaint, Asset Acceptance purchased Cooper's debt from HSBC. However, Cooper claims Asset Acceptance obtained that debt improperly by not using separate written documents in its assignment -- an alleged violation of the Collection Agency Act.

Cooper contends the invalid assignment practices were used by Asset Acceptance to collect money that was owed not to it but should have been paid to the original creditor instead.

Cooper is asking for an unspecified amount in damages on behalf of all defendants.

The class is represented by attorney James R. Williams, of Belleville's William, Caponi & Foley law firm.

St. Clair County Circuit Court Case No. 11-L-493

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