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MADISON - ST. CLAIR RECORD

Friday, March 29, 2024

New Baden resident accuses credit bureaus of false reporting, violating the FCRA

EAST ST. LOUIS — A New Baden consumer is suing TransUnion LLC, Experian Information Solutions Inc. and Synovus, citing alleged misrepresentation in debt collection.

Mildred Louise Buskirk filed a complaint on March 22 in the U.S. District Court for the Southern District of Illinois alleging that the defendants violated the Fair Credit Reporting Act.

According to the complaint, the plaintiff alleges that, in November 2016, she obtained a copy of her credit report from Experian and TransUnion, alleging it contains erroneous information indicating former debts before bankruptcy, as reported to the companies by Synovus. She says that the credit report failed to indicate that the former obligation was discharged when she filed for bankruptcy on April 25, 2016. As a result, Buskirk claims she suffered emotional distress and humiliation. 

The plaintiff holds the defendants responsible because they allegedly made false reporting on plaintiff's credit reports, failed to follow reasonable procedures and failed to conduct reasonable reinvestigation with respect to the inaccurate credit information.

The plaintiff requests a trial by jury and seeks judgment for actual, statutory and punitive damages, attorney's fees, costs and such other relief as may be proper. She is represented by Travis W. Cohron of Barker Hancock and Cohron in Noblesville, Ind.

U.S. District Court for the Southern District of Illinois case number 3:17-cv-00304

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