Andrea Dearden Mar. 14, 2013, 12:02pm

An Alton woman accuses an auto finance company of failing to turn over her car title even after her loan was paid in full.

Kelli C. Thompson, individually and on behalf of all others similarly situated, filed a lawsuit against Car Credit Acceptance Co. LLC on March 6 in Madison County Circuit Court.

Thompson bought a 2006 Chevrolet HHR and financed the purchase through Credit Acceptance, according to the complaint. In January 2012, Thompson says she made the final payment needed to satisfy the outstanding lien on the vehicle. Illinois Motor Vehicle Code requires the lien holder to release its security interest and transfer the title to the proper owner, according to the complaint.

Thompson contends she has made numerous attempts to get the title from Credit Acceptance to no avail. She is asking to be awarded damages in the amount of $250 plus costs and fees associated with obtaining the title.
Thompson is also asking for the case to be certified as a class action lawsuit. There are believed to be at least one-hundred others with an identical complaint against Credit Acceptance, the petition reads. Thompson says a class action is the appropriate method for "fair and efficient adjudication."
Thompson is asking the Court to award her and the foregoing Plaintiff Class actual and other appropriate damages as deemed appropriate.

Attorney Shari L. Murphy of Wood River represents Thompson and the proposed class.

Madison County Circuit Court Case No. 13-L-374

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