A Madison County insurance company wants to be reimbursed after one of its policy holders was allegedly hit by a drunk driver.
State Farm Mutual Automobile Insurance Company, as subrogee of Kenneth Lynn Gibson, filed a lawsuit March 20 in Madison County Circuit Court against William Brian Hamilton.
Gibson carried an auto insurance policy with State Farm that provided coverage for his car, medical bills and uninsured motorist benefits, the petition says. In March 2010, Gibson was driving his 1990 Lincoln Towncar with Rick A. Ottinger as his passenger on Illinois Route 3 in Granite City. As he was stopped at the intersection of Chain of Rocks Road, Gibson and Ottinger were allegedly hit by a 2001 Kia Optima being driven by Hamilton. State Farm says Hamilton was drunk at the time of the crash.
State Farm claims it paid more than $187,000 to Gibson, per his insurance policy, for damage to his vehicle, medical expenses and uninsured motorist benefits.
The company asks to be awarded the full amount it paid on behalf of Gibson plus court costs. State Farm is represented by attorney Dennis A. Brebner.
Madison County Circuit Court Case No. 12-L-338